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Back in the late 90s/early 2000s, blogging was a niche hobby that only early-adopting teenagers — and what some viewed as Zuckerberg-esque ‘geeks’ — indulged in. It was a sort of secretive, unexplored part of the web that allowed introverted people to express their personalities and forge new relationships with likeminded people across the globe on platforms such as Livejournal and Blogger.

Fast-forward a few years, and the blogosphere was becoming a Thing: a more widely-used, socially acceptable way of expressing (among other things) personal style and creativity. …


Your credit score matters. Someone can take one look at your score and determine your mortgage and car loan rates, consider whether or not to approve your apartment or credit card application, and even decide whether or not to hire you for employment.

Your credit score impacts many aspects of your life. Therefore, it’s vital that you start raising your score now (that perfect house isn’t going to be on the market forever). Keep reading to discover how you can improve your score in as little as 30 days!

No one is perfect. We’ve all made mistakes. Unfortunately, some mistakes…


Social media and influencer marketing make a perfect combination. With over two billion daily active users, social platforms give just about anyone the opportunity to step up and start attracting followers with high-quality content.

According to one report, influencer marketing is projected to become a $10 billion industry by 2020. What does this tell you? Well, it obviously means that by grabbing only a small piece of this cake can earn you a small fortune.

But how do you become a social media power influencer? Do you know the best social platforms for influencer marketing campaigns? …


Dealing with debt collectors can be scary, especially if you don’t know the rights you have with collection agencies. There’s a lot of misinformation about debt collectors, how to deal with them, and what they can and can’t do when collecting a debt. Unfortunately, believing the widespread myths about debt collectors can damage your credit, put you at risk of a lawsuit, or even lead you to pay a collection that you don’t owe. Get the facts about debt collectors and the truth behind these common debt collection myths.

Myth — Believe Everything You Are Told!

Debt collectors may be wrong — always double check your records…


Influencers: brands want them, and bloggers and others want to be them. But who are they? What do they do? How do they make money? And what makes someone a social media influencer?

An influencer can be anyone, from a blogger to a celebrity, but they must always have credibility and a niche.

Influencers are generally compensated with money or samples. Before you pay just anyone to promote your product, however, be sure the influencers you work with match your brand’s tone, style, and mission, the infographic explains.

Influencer marketing is on the up. Statistics devised from the survey show…


Credit cards, when used recklessly, are a certain one-way ticket to a debt trap. But the same card, if used smartly, can actually buttress your financial needs and afford you that much-needed breathing space as you manage your money. Here are some easy ways to reduce or erase credit card debt-

Step 1: First call your creditors to negotiate lower interest rates-

This is the all-important first step that most people skip. People often never call their creditors to even ask for lower rates. As a result, it makes it harder to eliminate the debt and leads to higher costs.

Always keep in mind that lower interest rates make it easier…


In many ways advertising on Instagram is the same as advertising on Facebook. This shouldn’t come as a surprise, with Instagram being part of the Facebook network. We recently covered how to work out the cost of your Facebook ads. This article shifts the focus to Facebook’s very visual, rapidly increasingly popular sibling, Instagram. Just how much does it cost to advertise on Instagram?

As with Facebook, there is no set price for advertising on Instagram. You create a bid for your ad’s placement. In theory, Instagram will place the ad of the company that makes the highest bid for…


When you’ve reached the end of your rope, goes the maxim, tie a knot and hang on. Good advice if you have rope left. If not, and if what little bit of the rope you have left is unraveling as you squeeze, it may be time to grab hold of debt settlement or bankruptcy.

Let’s first acknowledge the slim similarities between debt settlement and bankruptcy: Each is designed to erase or forgive certain types and certain amounts of debt.

Also, at the end of each, your credit score will have absorbed a hammering.

That’s pretty much it. Beyond that, the…


It’s easy (and often fun) to get into debt, but it can be painfully difficult to get back out. It can take just a few months to create tens of thousands of dollars in debt, but it may take decades to pay off that debt.

Everyone who pays off their debt does it a different way. They often combine strategies to chip away at their debt, and they stick with those strategies until the debt is gone.

A debt settlement refers to an agreement reached between a creditor and a borrower in which a reduced payment from the borrower is…


If you’re like most marketers, you’ve felt the crush of dealing with social media data. Trying to figure out how to use that data can cause a real rift in marketing departments. On one hand, the consumer insights can fundamentally change how you market. On the other hand, the amount of information available is mind-boggling, and it can paralyze your marketing department under its weight.

How do you make sure you use social media data in the most effective way, leaving you with more time, and information, to do what you do best — using your expertise to develop and…

Kudosware

Kudosware is a tech consulting firm. After 5 years in the industry, we decided to alter direction and now we share our passion by helping others.

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